Own The Home Solar System

The Spruce Solar Loan is great for homeowners who want to own their system and control their long-term electric costs.

mom in front of her solar home

HOW DOES THE SPRUCE SOLAR LOAN WORK?

Homeowners own the solar system and repay the financing over time through consistent monthly payments. Loan features include:

  • Flexible APRs
  • Predictable payments
  • Attractive terms (10- and 20-year options)
  • Secure credit process
  • Potential eligibility for federal rebates & incentives

A QUICK AND EASY PROCESS

Available on the SpruceFlow™ platform, the loan features a fast and simple 3-step process. Contractors can save time at the point of sale. Homeowners get a simple process that’s easy to understand.

Are you a contractor interested in offering our Solar Loan?

FINANCING FOR MANY PROPERTY TYPES

Our solar loan is available for more residential property types than ever before.

Single-family homes

Townhomes

Condos

Duplexes

Ground mounts

Detached structures

We have a variety of financing options for homeowners across the credit spectrum. If you’re interested in learning more about our other lending options, check out our PACE financing and Energy Efficiency Loan and RIC. If you’re interested in solar with service, check out our Solar PPA.

AVAILABLE ACROSS THE NATION

We currently offer our Solar Loan in 24 states.