Financing for Smarter Homes
We offer the widest variety of residential solar and energy efficiency financing on a single software platform.
MANY OPTIONS, ONE PLATFORM
No matter how a homeowner wants to finance a home solar system or energy efficiency improvements, we’ve got the product. All products have an option for no upfront costs. Products are available via our SpruceFlow™ software platform. It guides contractors seamlessly from sale through installation, and makes it easy for homeowners to understand the proposal.
We offer solar financing in 24 states. Energy efficiency financing is available in all 50 states and Washington D.C. Solar PACE financing is currently available in California.
A LICENSED CONSUMER LENDER
Spruce has financed and serviced tens of thousands of home energy and efficiency projects throughout the U.S. Spruce Lending, Inc. our wholly owned subsidiary, is registered with the National Mortgage Licensing System & Registry and holds lending licenses in every state that requires them.