Financing that’s good for homeowners is also good for your business. Our products help you deliver the water conservation and energy efficiency home improvements your customers want.
Spruce Financing Features
Offer Your Customers:
- Flexible financing options, such as standard installment, same-as-cash and deferred payment
- Competitive APRs across the full credit spectrum
- An easy online application
- Loans of up to $30,000
- Up to 12-year terms
- More credit approvals, instantly
Your customers can use our financing for a wide range of water conservation and energy efficiency home improvements, including:
Improve the Comfort of the Home
Windows, doors and shutters, insulation
Protect from the Elements
Roofing and siding
Improve Water & Energy Efficiency
High-efficiency HVAC (forced air, boilers, AC, heat pumps) and efficient water heaters (traditional & solar hot water systems)
Emerging Energy & Efficiency Technologies
Electric vehicle charging infrastructure, fuel cells, batteries & storage devices
Spruce Financing Availability
Financing for home efficiency improvements is available in every state.
Partnering for Success
Our products and processes support your business.
Sell in more locations with great consumer finance products with flexible and attractive terms.
Close deals quickly with a simple process you can execute at a homeowner’s kitchen table.
Grow your business with no contractor fees, fast payment terms, and customized support.
Who We Work With
Join our network and focus on what you do best. Our contractor partners include companies that specialize in:
Home Performance Contracting