Do More with Financing That Works for You

We designed our program with your business in mind. Offer your homeowner customers attractive consumer financing for a variety of water conservation and energy efficiency home improvements. Features like flexible terms and instant credit approvals help you close more deals.

Join our network today

Spruce Financing Features

Financing that’s good for homeowners is also good for your business. Our products help you deliver the water conservation and energy efficiency home improvements your customers want.

Offer Your Customers:

  • Flexible financing options, such as standard installment, same-as-cash and deferred payment
  • Competitive APRs across the full credit spectrum
  • An easy online application
  • Loans of up to $30,000
  • Up to 12-year terms
  • More credit approvals, instantly

Eligible Improvements

Your customers can use our financing for a wide range of water conservation and energy efficiency home improvements, including:

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Improve the Comfort of the Home

Windows, doors and shutters, insulation

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Protect from the Elements

Roofing and siding

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Improve Water & Energy Efficiency

High-efficiency HVAC (forced air, boilers, AC, heat pumps) and efficient water heaters (traditional & solar hot water systems)

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Emerging Energy & Efficiency Technologies

Electric vehicle charging infrastructure, fuel cells, batteries & storage devices

Spruce Financing Availability

Financing for home efficiency improvements is available in every state.

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Partnering for Success

Our products and processes support your business.

More Sales

Sell in more locations with great consumer finance products with flexible and attractive terms.

Faster Close

Close deals quickly with a simple process you can execute at a homeowner’s kitchen table.

Better Terms

Grow your business with no contractor fees, fast payment terms, and customized support.

Who We Work With

Join our network and focus on what you do best. Our contractor partners include companies that specialize in:

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Home Performance Contracting

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Ready to Work with Spruce?

We work with small to mid-sized businesses, as well as national organizations.

Join our network today

Join Our Network Today