Empowering People to Improve Their Homes


Spruce Finance provides homeowners with multiple financing options for solar systems and energy efficiency improvements. Our goal is to empower people to improve their homes and communities. We work with a national network of channel partners who offer our financing to homeowners and perform the installation.

Formed in 2015 when Clean Power Finance merged with Kilowatt Financial, we are a private company headquartered in San Francisco. We have raised more than $2.5B to date and currently serve nearly 70,000 homeowners. Our investors include Kleiner Perkins, Google Ventures, Edison International and Duke Energy.

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Spruce employs about 150 employees in San Francisco and Houston. Our management team has decades of experience in the consumer financing, technology, and renewable energy industries.

Meet the management team >

about spruce | spruce employees


With decades of consumer lending experience, we are experts at financing residential solar and energy efficiency improvements. We’ve used our expertise to help set consumer protection best practices for the U.S. solar industry.

We helped the Solar Energy Industries Association (SEIA) create a Business Code of Conduct for members that guides marketing and consumer protection practices. Additionally, SEIA adopted Spruce’s homeowner contract for residential solar power purchase agreements (PPA) as its standard template for the industry.

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We are looking for great people. Come help us make a difference.